Mandatory Health & Medical
Insurance in Dubai
Fast Company Setup LLC FZ helps investors, employers and families compare health cover for their needs in Dubai. Check the insurer's network, benefits and policy documents before relying on a plan for a residency application.
Complete Medical Protection & UAE Residency Visa Compliance
Dubai residents need health insurance under the Dubai Health Insurance Law (Law No. 11 of 2013). Compare plans against your budget, intended members, benefits and provider network, then confirm the documents needed for the relevant residency application.
Inpatient & Daycare Treatment
Check the proposed limits, hospital network and cost sharing for inpatient care, surgery and specialist treatment.
Outpatient Consultations & Diagnostics
Covers doctor visits, specialist consultations, laboratory blood tests, X-rays, MRI, CT scans, and ultrasound investigations.
Prescription Medication
Coverage for essential and brand-name pharmaceuticals up to the policy annual limit with minimal co-pay.
Emergency Medical & Ambulance
24/7 nationwide emergency medical services, hospital transfer, and urgent medical stabilization across all licensed UAE facilities.
Maternity & Newborn Care
Comprehensive ante-natal checkups, normal and C-section delivery, emergency obstetric care, and newborn screening.
Dental & Optical Add-ons
Optional riders for routine dental examinations, scaling, fillings, extractions, and optical consultations with spectacle allowances.
Dubai Health Cover Requirements
Dubai employers must arrange health cover for their employees. The appropriate plan depends on who needs cover, the benefits required and the details supplied to the insurer.
Mandatory DHA Law for Visa Stamping
Confirm the health cover and supporting policy information required for the relevant Dubai residency application or renewal.
Employer Obligation
Employers in Dubai are legally obligated to provide basic health insurance cover to all employees at zero cost to the worker. Deductions from salary are strictly illegal.
Policy and Visa Documents
Ask the insurer which policy document or reference is needed for your visa application and how to verify the recorded member details.
How to Secure Your Insurance Policy
Identify Who Needs Cover
Tell us whether the policy is for an employee, a dependent or a group, and provide the member details requested for a quote.
Review Benefits and Costs
Compare the proposed provider network, covered treatments, exclusions and member contribution alongside the premium.
Complete the Application
Provide the identity and residency information the insurer requests, then review the final terms before payment.
Check Policy Documents
After insurer approval, check the member names, coverage dates and policy documents before using them in a visa process.
Got Questions?
Frequently Asked Questions About Health Insurance
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